Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the tesorianza ai platform, including any associated tools, dashboards, and communications. Please read them carefully before using our services. This is a general draft template and should be reviewed by qualified legal counsel before publication.
Acceptance of Terms
By creating an account, accessing, or using tesorianza ai, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not use the platform. Continued use of the service after any update to these Terms constitutes acceptance of the revised version.
Eligibility and Account Registration
To use tesorianza ai, you must be of legal age in your jurisdiction and have the legal capacity to enter into a binding agreement. You agree to provide accurate, current, and complete information during registration and to keep that information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
Description of Services
tesorianza ai provides AI-assisted data analysis, reporting, and planning tools intended to support family financial decision-making. The platform does not manage assets on your behalf and does not act as a broker, custodian, or licensed financial advisor unless explicitly stated otherwise. All outputs, projections, and modelled scenarios are provided for informational purposes only and should not be treated as personalized financial, legal, or tax advice.
No Investment Advice
Nothing on this platform constitutes an offer, solicitation, or recommendation to buy, sell, or hold any financial instrument. Any analysis, forecast, or scenario generated by tesorianza ai is based on models and assumptions that may not reflect actual market conditions. You are solely responsible for any financial decisions made using information obtained through the platform, and you should consult an independent, qualified professional before acting on any output.
Acceptable Use
You agree not to misuse the platform, including but not limited to: attempting unauthorized access to systems or data; reverse-engineering or copying proprietary software; uploading unlawful, harmful, or infringing content; or using the service to violate any applicable law or regulation. We reserve the right to suspend or terminate access for any account found to be in breach of these obligations.
Fees and Payment
Certain features of tesorianza ai may require payment of subscription or service fees. Where applicable, pricing, billing cycles, and payment terms will be presented at the point of purchase. Fees are generally non-refundable except where required by applicable law or expressly stated in a separate agreement. We reserve the right to modify pricing with reasonable advance notice.
Intellectual Property
All content, software, design elements, trademarks, and materials associated with tesorianza ai are the property of tesorianza ai or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights; you receive only a limited, non-exclusive, non-transferable license to use the platform for its intended purpose.
Data and Privacy
Your use of tesorianza ai is also governed by our Privacy Policy, which describes how we collect, use, and safeguard information. By using the platform, you consent to the practices described in that policy. You retain ownership of the data you submit, and you are responsible for ensuring you have the right to share any information you provide.
Disclaimer of Warranties
The platform is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not guarantee that the service will be uninterrupted, error-free, or free of harmful components.
Limitation of Liability
To the fullest extent permitted by applicable law, tesorianza ai and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of the platform, even if advised of the possibility of such damages. Our aggregate liability for any claim shall not exceed the amount you paid to tesorianza ai in the twelve months preceding the claim.
Indemnification
You agree to indemnify and hold harmless tesorianza ai, its officers, employees, and partners from any claims, damages, losses, or expenses arising from your breach of these Terms, your misuse of the platform, or your violation of any applicable law or third-party right.
Suspension and Termination
We may suspend or terminate your access to tesorianza ai at our discretion, with or without notice, if we believe you have violated these Terms or engaged in conduct that may harm the platform, other users, or third parties. You may also close your account at any time by contacting us through the channels listed on our Contact page.
Changes to These Terms
We may update these Terms from time to time to reflect changes in our services, legal requirements, or operational practices. Material changes will be communicated through the platform or by other reasonable means. The "last updated" date below reflects the most recent revision.
Governing Law and Disputes
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where tesorianza ai is established, without regard to conflict-of-law principles. Any disputes arising from these Terms should first be raised with our support team with a view to reaching an amicable resolution before pursuing formal proceedings.
Contact
Questions regarding these Terms and Conditions can be directed to us through the details provided on our Contact page.
Last updated: This document is a general template provided for informational purposes and does not constitute legal advice. tesorianza ai recommends independent legal review prior to relying on this document for compliance purposes.